The credit repair cost will vary based on the company and the credit repair program available. The Phenix Group does not do up front pricing for our credit support, nor should you settle for any credit repair specialist that does charge an upfront payment fee for their credit services. We do not provide a cookie cutter credit program; therefore, we can’t give a definitive work fee until a proper analysis has been conducted and an action plan written out by a credit repair analyst. Thankfully, we offer the credit analysis and consultation free of charge, so you won’t be charged a fee upfront. Once we provide a free evaluation, we can give you an initial cost of your repair plan.
Our seasoned team of credit repair specialists has aided over 100,000 gratified clients in realizing their financial aspirations and enhancing their credit scores. If you’re asking yourself, “Who can fix my credit now in Los Angeles?”, you’re investing not just your money, but also your time. We honor this by ensuring our team is the very best in the industry.
Our History
Some less obvious, but equally powerful, slip-ups revolve around your credit card use. [newline]Closing old lines of credit, even ones with a zero-balance, or worse, canceling a credit card before you’ve paid any outstanding balances will reflect poorly on your score. In addition, if you frequently max out your credit card, despite making consistent or in-full payments, it can adversely affect your credit standing. Obtaining the funds is the ultimate goal; however, securing those funds at a favorable interest rate can be equally impactful. The most important factor considered in securing any business loan is your overall credit rating.
Your credit report has information about whether you pay your bills on time, what loans and credit cards you have (and the amounts you owe), and whether you’ve filed for bankruptcy. However, in our experience, most individuals who are not savvy with consumer and credit laws typically do not have much success in their endeavors to repair their personal credit. It is tedious, time consuming, confusing, and overall frustrating to repair your credit. We have had to help numerous individuals repair damage they caused by disputing their own credit woes with the credit bureau. Engaging with a legitimate credit repair company will save you time and the headache of dealing with bad credit on your own.
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When working with credit experts, you will also want to ensure that you are working with a reputable company so that you avoid payment scams. All of our credit repair analysts are well-versed in the mortgage and underwriting requirements. We will work with you (the buyer), your lender, and the real estate professional involved in your purchase to ensure we are able to hit your closing date deadline with efficiency.
Working with a professional credit service can boost your confidence and help fix your credit score. Cost of legitimate credit repair is based on a number of factors. Every person’s credit file is unique to them and so should the cost of their individualized credit repair action plan.
Then you review them for mistakes, late payments, collections, or anything that doesn’t look right. If you find errors, you can file disputes with the credit bureaus to have them corrected or removed. Sky Blue Credit promises to help you monitor and track your credit score while they file credit disputes that can repair damaging information in your credit history. credit repair service offers debt validation, goodwill letters, cease and desist letters, and more at no additional cost. They’re backed by a money-back guarantee as well, so you can get a refund if this company’s customer service doesn’t live up to expectations.